How HIZO Technology is Empowering Nigerians in Kenya Through Fintech
For Nigerians in Kenya and beyond, HIZO’s platform is a lifeline that fosters financial inclusion, drives entrepreneurship, and strengthens cultural and economic ties.
Viral Tea Ke Writer 
In an era where technology is reshaping economies and societies, HIZO Technology Limited has emerged as more than a fintech disruptor - it is a catalyst for community transformation.
Under the visionary leadership of Chief Executive Officer Victor Chiedu, the company is redefining cross-border payments not merely as transactions but as tools for empowerment, bridging gaps between individuals, businesses, and communities.
For Nigerians in Kenya and beyond, HIZO’s platform is a lifeline that fosters financial inclusion, drives entrepreneurship, and strengthens cultural and economic ties.
Financial Inclusion: Democratizing Access to Economic Opportunities
Africa’s digital revolution has yet to reach the millions who remain excluded from formal financial systems. For Nigerians in Kenya, which is a diaspora community estimated at over 50,000, access to affordable, reliable financial services is often a barrier to stability and growth. HIZO Technology Limited is tackling this challenge by prioritizing accessibility and affordability in its platform design.
“Through our platform, Nigerians in Kenya can send money to family and vice versa. Business people can also now make their transactions quicker and for less cost. We’re now working on setting up a fully fledged Nairobi office to provide customer support and other HIZO-related help for our users,” Mr. Chiedu said during the Africa Tech Summit in Nairobi.
Victor Chiedu, Chief Executive Officer, HIZO Technology Limited. /PHOTO
Key Initiatives
- Mobile-First Solutions - recognizing that 75% of sub-Saharan Africa’s population uses mobile phones, HIZO’s app operates seamlessly on low-bandwidth networks, ensuring usability in urban and rural areas alike.
- Zero-Cost Basic Accounts - HIZO offers free digital wallets with no minimum balance requirements, enabling even low-income users to save, send, and receive funds securely.
- Local Partnerships - Collaborations with Kenyan mobile money providers like M-Pesa and Nigeria’s Paga will ensure users can cash in and out effortlessly, integrating HIZO into daily financial ecosystems.
“Financial inclusion isn’t just about technology; it’s about dignity,” says Victor Chiedu. “When a market trader in Nairobi can send profits home without losing a day’s earnings to fees, that’s empowerment.”
Small and medium-sized enterprises (SMEs) are the backbone of Africa’s economy, yet they face disproportionate hurdles in cross-border trade. HIZO’s platform directly addresses these challenges, enabling Nigerian entrepreneurs in Kenya to scale their businesses and compete globally.
For diasporas, financial services are more than utilities: they are connectors to heritage. HIZO integrates features that celebrate and sustain cultural bonds: Through the platform, users can pool funds for communal projects, such as rebuilding schools in Nigerian villages or supporting Kenyan-Nigerian cultural festivals. Beyond that, the app allows direct donations to NGOs like Nigerians in Kenya Aid, which provides scholarships and healthcare to diaspora families.
The Road Ahead: Scaling Impact Across Africa
HIZO’s ambitions are rooted in community-centric growth. Upcoming projects include expansion to East Africa countries like Tanzania and Uganda by 2025, with tailored services for Francophone regions. The CEO added that they’re looking into ensuring an AI chatbot that will offer personalized business advice to SMEs, available in Yoruba, Swahili, and Pidgin English. “Our vision is a continent where borders don’t limit potential,” says Chiedu. “Every transaction on HIZO is a step toward that reality.”
HIZO Technology Limited exemplifies how technology can transcend profit to become a force for collective upliftment. By addressing financial exclusion, nurturing entrepreneurship, and fostering cultural solidarity, Victor Chiedu and his team are crafting a blueprint for community empowerment in the digital age. As HIZO expands, its story underscores a powerful truth: When innovation is guided by empathy, it doesn’t just change systems; it transforms lives.
